Car Title Loans in GlendaleCar title Loan FAQHow do title loans work?It's all about getting the cash you already paid into your vehicle right now and using it to give you a personal loan. You put the car title loan company on your title as a lien holder until the loan is paid back. We do this for you.How old do you have to be to get a title loan?18 years of age or older.How do interest rates work on title loans?They are monthly based on the loan amount. We charge 7.5% on loans over $5000 and 8% on loans under $5000.How long do I have to pay off the loan?You have 2 to 3 years depending on the amount of the loan.I only need the loan for a month or so. Does that change anything?Not really. We do not have a penalty for prepaying the loan back so you can use the money as long as you need it... well up to 2-3 years!What documents are needed?
Is it faster to drive into your location first?This site is like a super highway to your money. When people come in our office they have to wait on to get their application done based on the other customers who came in before them. Because of our great interest rate, we always have people waiting. If you did this ONLINE first, you get a pass to the front of the line!Do I have to have a job?No, but you do have to have income. Our minimum requirement is $1,500 a month in income.What about my credit? It’s not that great. I need a bad credit personal loan now.Credit problems are not an issue for us, as long as you are not in active bankruptcy and your vehicle qualifies for a title loan.Does my car need to be paid off?We can help you cover a few remaining payments on your vehicle in certain instances. Be sure to mention how many payments you have remaining when you apply, and one of our loan agents will tell you if you can still get approved for a title loan.My car is registered in another state. Can I still do this?You need to have the car title loan in the same state as your car is registered. If this is the case you will have to transfer the title to the state of your residence.Can I get a loan based on two cars combined to get more money?The rule is one loan per person. One car per loan. So no.I am behind on my bills. My mortgage is behind and more. Does this hurt me?It does not matter what you need the loan for, and you can use the money for anything you need help with.Does getting a loan with you help me with my credit in the future?Yes it does. We are one of the only car title loan companies to help you improve your credit report by reporting our experience. |
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